My name is Shannon O'Brien and I am one of Tampa Bay's most reputable hard money brokers/lenders (Fl State License #0862873 and NMLS #325148). I am based out of St. Petersburg, Fl and have been licensed and in business since 2007. My team has closed hundreds of hard money loans since then. These deals have created millions of dollars in profits for my clients. We offer some of the best terms on the marketplace for rehabs and rentals and we now lend anywhere in Florida.
Aside from the details below you can email me at
[email protected]
Visit our corporate website to see we are well reviewed by customers and maintain an A+ Better Business Bureau rating.
www.gwcmortgage.com
Close in 10 days from the time you have signed my disclosure package which lays out the terms in black and white.
We can lend up to 100% of a purchase price if the deal makes sense. Construction draws are sometimes available on homes with excellent ARV potential.
We lend up to 80% LTV on cashout refinance, we use many factors to establish the current value.
We offer 24-48 hour approvals with no minimum credit score requirements.
I can provide a price quote and a loan amount estimate within an initial phone conversation and 24 hours to research the property. Save time and money knowing you will close. Concentrate on what is important instead of another hoop to jump through or a false promise. My speed and dependability give you the advantage to grow your portfolio or hit the big home run on your rehab project.
Our rates are between 11-14% interest only, pricing depends on multiple factors.
Upfront costs include 3-6 points (5 point minimum for loans 50K and under, 20K minimum loan amount).
We lend on Investment and Commercial Properties Only (NO EXCEPTION TO THIS GUIDELINE- NO PRIMARY RESIDENCE).
Our specialty is lending in the Tampa Bay area as far north as Spring Hill, as far east as Plant City and as far south as Sarasota- all west to the Gulf. We have started lending anywhere within the state of Florida although we are more conservative outside of the Tampa Bay area.
We lend in Tampa, St. Petersburg, Clearwater, Largo, Palm Harbor, Dunedin, Port Richey, New Port Richey, Spring Hill, Town N Country, Westchase, Tarpon Springs, Largo, Pinellas Park, Bradenton, Palmetto, Sarasota, Brandon, Valrico, Plant City, all of the Gulf Beaches from Sarasota to Hudson and more (anywhere within the aforementioned radius). Again, we have also started lending anywhere in Florida.
You have the ability to meet me and your lender in person if requested. I usually meet every client in person if it makes sense logistically.
We offer 2 year balloon terms and shorter.
There is between a 0-12 month prepayment penalty depending on multiple factors.
Renewals are sometimes available after the end of the loan term without having to close a second time.
The maximum loan amount is 1 million- we get more conservative with underwriting above 300K.
Blanket loans on multiple properties are available.
Foreign Investors are OK with a seasoned US bank account and a Florida S Corp or LLC.
Pre-Approval letters along with PROOF OF FUNDS are available after receiving a full application and all other items needed. (2 full bank statements or tax return, ID, and name of insurance agent).
Borrowers must guarantee the loans personally.
Borrowers must insure the property, wind is required, flood is not required in all cases.
Investment opportunities for private lenders available. Call for details.
80% of my existing clients are repeat customers and almost all of my new business is by word of mouth. If you would like to speak to any number of the people I do business with be it a lender, borrower, contractor, landlord, tennant, title company, realtor, insurance agent, attorney, developer, loan processor, banker or mortgage broker, just give me a call and I can give you a list of many satisfied partners within all facets of the real estate community.
CALL MY CELL PHONE TO GET STARTED!!!! 727-420-7875
Aside from the details below you can email me at
[email protected]
Visit our corporate website to see we are well reviewed by customers and maintain an A+ Better Business Bureau rating.
www.gwcmortgage.com
Close in 10 days from the time you have signed my disclosure package which lays out the terms in black and white.
We can lend up to 100% of a purchase price if the deal makes sense. Construction draws are sometimes available on homes with excellent ARV potential.
We lend up to 80% LTV on cashout refinance, we use many factors to establish the current value.
We offer 24-48 hour approvals with no minimum credit score requirements.
I can provide a price quote and a loan amount estimate within an initial phone conversation and 24 hours to research the property. Save time and money knowing you will close. Concentrate on what is important instead of another hoop to jump through or a false promise. My speed and dependability give you the advantage to grow your portfolio or hit the big home run on your rehab project.
Our rates are between 11-14% interest only, pricing depends on multiple factors.
Upfront costs include 3-6 points (5 point minimum for loans 50K and under, 20K minimum loan amount).
We lend on Investment and Commercial Properties Only (NO EXCEPTION TO THIS GUIDELINE- NO PRIMARY RESIDENCE).
Our specialty is lending in the Tampa Bay area as far north as Spring Hill, as far east as Plant City and as far south as Sarasota- all west to the Gulf. We have started lending anywhere within the state of Florida although we are more conservative outside of the Tampa Bay area.
We lend in Tampa, St. Petersburg, Clearwater, Largo, Palm Harbor, Dunedin, Port Richey, New Port Richey, Spring Hill, Town N Country, Westchase, Tarpon Springs, Largo, Pinellas Park, Bradenton, Palmetto, Sarasota, Brandon, Valrico, Plant City, all of the Gulf Beaches from Sarasota to Hudson and more (anywhere within the aforementioned radius). Again, we have also started lending anywhere in Florida.
You have the ability to meet me and your lender in person if requested. I usually meet every client in person if it makes sense logistically.
We offer 2 year balloon terms and shorter.
There is between a 0-12 month prepayment penalty depending on multiple factors.
Renewals are sometimes available after the end of the loan term without having to close a second time.
The maximum loan amount is 1 million- we get more conservative with underwriting above 300K.
Blanket loans on multiple properties are available.
Foreign Investors are OK with a seasoned US bank account and a Florida S Corp or LLC.
Pre-Approval letters along with PROOF OF FUNDS are available after receiving a full application and all other items needed. (2 full bank statements or tax return, ID, and name of insurance agent).
Borrowers must guarantee the loans personally.
Borrowers must insure the property, wind is required, flood is not required in all cases.
Investment opportunities for private lenders available. Call for details.
80% of my existing clients are repeat customers and almost all of my new business is by word of mouth. If you would like to speak to any number of the people I do business with be it a lender, borrower, contractor, landlord, tennant, title company, realtor, insurance agent, attorney, developer, loan processor, banker or mortgage broker, just give me a call and I can give you a list of many satisfied partners within all facets of the real estate community.
CALL MY CELL PHONE TO GET STARTED!!!! 727-420-7875
